Cash loans offered on the streets

I think that there is a thin line between advertising and stoking people. There are techniques used in the advertising such as hard sell which in my opinion are not legal and first of all are unethical. When using such techniques the seller would do anything to sell you a particular product. If someone has problems with saying "no" to others, he or she will find it difficult not to take the offer presented by the seller. The worst part is that it usually means losing a lot of money. In my opinion the best way of avoiding it is buying only those things that we really need. Do you agree with me? Recently I have seen something which is unethical in my opinion and which shouldn^t have place. There were some people trying to convince others to take Cash loans. They were doing it in a very strange way. They were trying to prove that a particular person really needs a loan in order to make his or her dreams come true. I don^t know if you are of the same opinion but I believe that such behavior is terrible and should be forbidden. I have noticed that some people have found it really difficult to decline that offer. Would you also have a problem with that in this situation?